Where your money goes
Most Torah organisations ask you for a feeling. We can show you the arithmetic.
A stipend is a fixed monthly number, and we know exactly what it is. Every figure on this page is per lomed, per seder, per month — the unit the Kollel actually budgets in.
501(c)(3) public charity · EIN 81-3000775 · Tax-deductible in the United States.
The unit
Per man, per seder, per month.
A lomed does not learn “in general”. He commits to a seder — a fixed period of the day, at a fixed time, every day — and the stipend attaches to that seder. Three sedarim a day means three different commitments of a man’s time, so there are three different numbers.
Night seder · monthly
$400
The seder a working man learns after his day is finished.
Second seder · monthly
$600
The afternoon seder, carrying the learning through the middle of the day.
Morning seder · monthly
$800
The main seder, and the heart of a full-time learning schedule.
All three · monthly
$1,800
One man in the beis medrash from morning until night, for a month.
That is the whole ask, stated once, without decoration. Choose $400 on the donation form and you are paying for a night seder for a month. For a full day at $1,800, or any figure of your own, choose Other and enter it.
Smaller gifts
And if $400 is more than you can give.
A morning seder works out at roughly $36 a day. That is a real unit, not a rounding of one — one man, one morning, tomorrow.
Small monthly gifts add up to whole sedarim faster than most people expect, and they are the most useful gifts we receive, because they are the ones we can count on when we commit to a man for the year.
$800 across 22 learning days is $36.36. We round down.
No intermediary
The money goes to the lomdim directly.
Kollel Ner Naftali funds lomdim directly. Your gift is not granted onward to another organisation that then decides what to do with it, and it does not pass through an intermediary that takes a share on the way. It becomes a stipend.
The only deduction between your card and a man’s stipend is the payment processing fee, and the donation form offers to let you cover that so the full amount arrives. Most donors do.
Accountability
Who is answerable for it.
The Kollel is governed by a Board of Directors. Questions of Torah, and of the conduct of the learning, sit with our Rabbinical Committee — Rav Yeruchum Shain and Rav Avi Gefner. They are named on our About page rather than kept vague, which is the least a donor should expect.
Kollel Ner Naftali is a tax-exempt organisation described in section 501(c)(3) of the Internal Revenue Code, EIN 81-3000775. Every gift is receipted, and the receipt reaches you within a minute of giving.
If you ever want to know where your particular gift went, write to office@kollelnernaftali.org and ask. That is a real offer, not a formula.
The ask
$36 puts a man in first seder tomorrow.
A stipend is a monthly obligation, which means it is only ever as secure as next month’s giving. That is the whole case.
Kollel Ner Naftali · 208 Downing St, Lakewood, NJ 08701 · EIN 81-3000775